Same Day Loan

Apply to Borrow $300 Loans
With Funding Zest

Funding Zest can help you borrow $300 dollars even if you don't have a great credit history. We will find you the best lender and rates for your needs. Apply online with our quick and easy application and you'll get an instant onscreen decision. We charge no fee when you apply for your $300 loan and our process won't leave any footprint in your credit record.

How Quickly Does My $300 Reach My Bank?

Your $300 could reach your bank within hours of applying or by the next working day. As soon as we get your application, we pair you with one of our vetted lenders most likely to approve your loan quickly and with the best rates for you.

What To Consider If Borrowing $300 From Funding Zest

If you’re applying for a $300 loan with Funding Zest, think about if you really need it, how to repay it, and the consequences if you don’t. The terms your lender will offer have a lot to do with your credit record. 
The better credit history you have, it’s more likely that your lender will offer a better or lower interest rate. You may want to look at other options like borrowing from friends and family.
borrow $300 loans

How Can I Borrow $300?

Getting a $300 loan with Funding Zest is as simple as 1-2-3!

funding zest


Which type of loan is right for you? Payday, emergency, or installments. Funding Zest has them all.

borrow $300 loans

Apply Online

Use Funding Zest’s 100% online application for a simple, speedy instant decision.


Money in the Bank

If your application is approved your lender will send funds to your bank within one working day!

Can I Borrow $300 with Bad Credit?

Definitely apply even if you suspect you have bad credit. We have lenders who work with borrowers who have less than perfect credit scores. They take other things into account, such as employment status, income, and the amount you’ve asked to borrow.

So, submit your application even if you’ve been turned down for a loan by a bank. Apply for your $300 loan and we will do our best to find a lender that you can work with – one that can get the cash to you that you need in your emergency situation. Find out your credit score for free.

Am I Eligible to Apply for a $300 Loan?

There are eligibility criteria for anyone who wants to borrow $300 loans. This is true for almost all loans. There are certain criteria you have to meet to be eligible. You must:

  • Be a full-time US resident
  • Be over 18 years old
  • Have a bank account where your lender can deposit your funds
  • Have steady employment and make at least $800 per month 
  • Must be able to repay the loan
$900 loans

How Do Repayments Work When I Borrow $300 Loans?

Your repayments are automatically taken from your bank account on the same prearranged day each month until you’ve repaid your loan and the interest linked to it. You and your lender decide which day they withdraw the money, often your payday. Need more? We have $2000 loans and lots more!

Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.

Where In The US Can I Apply For $300 Loans?

You can borrow $300 loans with Funding Zest in the 37 states that allow payday loans. There are rules in some states that limit the online loan amounts and interest rates.  South Dakota is one of those states.

Funding Zest doesn’t offer $300 loans in states that don’t allow payday loans, like New York. If you need more than $300 say like a $500 loan we’re here to help.

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Payday Loans | FAQs

Funding Zest will consider your no credit check loan application, but a credit check is automatically carried out for all borrowers.

Payday loan amounts with Funding Zest range from $100 to $35,000.

You can set up a repayment schedule that pays off your loan in 1 month all the way up to 60 months in equal monthly installments to stretch out your repayments.

You can always repay early if you would like to. If you do, you can save on interest.

Yes! Try it for FREE.  We never charge a fee for pairing you with the best lender for your financial situation. We do receive a commission from your lender once they’ve successfully delivered your loan to you.

Funding Zest will consider all credit histories.

Our lending partners will almost always carry out a credit check. This helps them determine if you are eligible for a cash advance. Credit checks are used to make sure that you can afford loans that are personal or unsecured. Such as a cash advance. If you are declined by one partner because of your credit score, there are others that we work with that are willing to look at loans for people with bad credit.

Sometimes loans are offered that don’t require a credit check and instead use collateral against the loan, such as a car or property to help you borrow money, like a Title Loan.

Funding Zest is a broker meaning that we pair you with the best lenders for your financial needs.