Get the Best
Payday Loans in Alabama
With Funding Zest!

Need money but your paycheck is weeks away? Funding Zest will find you the most advantageous payday loans in Alabama. Montgomery, Mobile, Birmingham, Huntsville, and all the rest! Borrow $100 up to $35,000 using Funding Zest’s online application. Money in your bank by the next working day.
Apply for Free!

Are Alabama Payday Loans
Right For Me?

Lots of people in Alabama use Funding Zest to find payday loans to handle emergency bills and expenses. If your loan is approved, you can have the money in your bank in as little as one hour. 

When we receive your application, we look through our collection of lenders and find the right match for you. The good news is that this online search does not impact your credit score. When you’re searching for a payday loan, it’s what’s called a soft search. It checks your credit history but doesn’t leave an electronic footprint.  Funding Zest helps you in Alabama to find payday loans with all these great features:

  • Fast online loan inquiry form 
  • Instant notification on the day, 
  • Flexible payback selections 
  • Possible loans for poor credit 

Payday Loans In Alabama Aren’t Right For You If you just want some extra money to go partying, shopping, or do something frivolous. a payday loan isn’t the best option. It’s not right for long-term financial problems either. 

Study Your Repayment Schedule – Be sure you can afford to repay the loan. If you can’t repay, interest may increase and could harm your credit rating. 

payday loans online easy

Funding Zest Can
Find You The Right
Payday Loan in Alabama

Almost everyone needs help with finances at some point and Funding Zest can lend you a hand. It’s quick and it’s simple. Use our online platform from anywhere in the state of Alabama. Send your loan inquiry today and find out if you get your loan in just a few minutes.

Same Day Loan

What Payday Loan Terms Can I Get In Alabama?

Your loan terms depend on which lender you end up working with. For loans that are smaller, the repayment schedule is usually two to four weeks. For larger amounts, say up to $1,000 or $3,000 or more, they’re paid back over a longer period of time. That means equal monthly installments for sometimes up to five years. Again, this depends on the terms you’ve set up with your lender.

How Do I Get A Payday Loan Super Quick? 

With Funding Zest, once you finish our simple online loan inquiry process your instant decision is available on-screen, and same-day funding is possible.

Funding Zest works with the payday lenders in Alabama to make sure the process is easy and quick. They want you to receive your money as fast as possible. In some cases, the lender could have your money in the bank within one hour. 

There are things you can do to speed up the process and make sure it goes as quickly as it can. 

When applying for your payday loan:

  • Make sure you have your bank details on hand 
  • You need to supply employment details 
  • Give your monthly income – you may need to supply pay stubs
  • Send your request during work hours and during the week – Monday to Friday, nine to five that’s when most loans get funded.
  • Be available by phone or on your computer. If lenders have extra questions about your application, you can respond quickly and keep your Alabama payday loan process going forward. 

Can I Find a Payday Loan in Tuscaloosa, Alabama?

Yes!  You can find a payday loan in Birmingham, Huntsville, Auburn, Montgomery, Mobile, Hoover, and Dothan too.

In fact, you can find a Funding Zest payday loan without leaving your house because we are 100% online. It’s so convenient. You don’t have to go anywhere. You don’t have to meet with anyone. You don’t have to pick up the phone. Apply online for up to $35,000 using your computer, tablet, or phone.

Find out in under five minutes if your application has been successful. The online form is so easy it prompts you for the information that Funding Zest needs from you. If you’re approved, your funds could be in your bank in under an hour. 

Then use your payday loan funds to take care of those unexpected expenses that cropped up.  The ones keeping you from paying bills until your next paycheck arrives. Lots of people use their payday loans for hospital bills, car repairs, new roofs, and broken boilers. Payday loans aren’t a long-term solution for a problem you’re having with your finances. 

4 Steps to Money In Your Bank

apply now

Have Your
Details Ready

Help your application for payday loans in Alabama go as quickly as possible. Get your basic info ready – job, income, bank details, SSN, or other i.d.

easy loans online

Fast, Simple
 All Online

Our 100% online loan application takes under 5 minutes. We’ll give you an instant decision online. Use your phone, laptop, or tablet. Apply in your pajamas if you like!

loans great pairings


As a broker, Funding Zest swiftly pairs you with just the right lender most likely to give you loan approval with favorable terms for your financial situation.

find best loans online

in Your Bank

You’ll get an instant decision online. If your loan is approved, your new lender could send money to your bank by the next business day.

online payday loan

What if My Credit Rating Is Bad? 

Just because you have bad credit, don’t assume you’re not able to get a loan. There are still loans in Alabama for you even if a bank has turned you down for your bad credit. 

There are still loans in Alabama for you even if a past financial problem has made a mess of your credit rating. 

We believe in giving chances to improve your financial strength. Funding Zest accepts applications with all credit histories. So look into it today. Start the application to get easy and simple payday loans. 

Am I Eligible For an
Alabama Payday Loan?

Before you put in your request, make sure you are eligible. You don’t want to be disappointed. If you live in Alabama and you’re going for a payday loan, there are four requirements. You must…

  • Be a US resident 
  • Be at least 18 are over. 
  • Have a steady job that earns you at least $800 a month. 
  • Have a bank account so the lender can deposit your funds 

How Do I Put In My
Alabama Loan Request? 

Click on our bright button that says ‘Get Started’. The form that pops up has simple questions about how much you want to borrow and for how long you’d like to use the money. You will also input the personal details that we mentioned: your job information, how much you make per month, and other expenses or obligations you may already have. 

We know that you go through this process because you want your money for something that’s quite urgent. So we’ll get back to you as soon as we possibly can.

FAQs | Payday Loans in Alabama

Funding Zest believes in second chances. That means that even if you have been rejected for a loan in the past, you could be eligible for a loan with us. We work with a range of lenders including lenders who specialize in borrowers with poor credit scores.

Payday loan amounts with Funding Zest range from $100 to $35,000 although Florida state law prohibits loans of more than $500.

Borrowers can repay in 1 month all the way up to 60 months in equal monthly installments to stretch out their repayments.

Make sure that you are very aware of the consequences of not repaying. If you are unable to pay back your loan on time, there could be extra interest accrued. In addition, your credit score would go down and possibly harm your chances of getting a future loan.

You can always repay early if you would like to. If you do, you can save on interest.

It is free to submit a payday loan request in Alabama using Funding Zest’s online application service. We receive a commission from your lender if you successfully receive your loan.

Funding Zest considers no credit check loans, but a credit check is automatically carried out for all borrowers.

Funding Zest is a broker. We pair you with one of our experienced lenders in Alabama with favorable terms that suit your needs.