At Funding Zest, you can find the best payday loan for your current situation, no matter where you are located in Arab. We are here to help you get through financial difficulties and you can borrow anywhere from $100 to $35,000. Plus, the funds can be sent to you in just one hour!
With Funding Zest, you can get a payday loan of up to $35,000 in the comfort and convenience of your own home. The request form takes just a few minutes to fill out and you will get an instant decision. If approved, you could have the money in your account in under an hour. While payday loans can be a great way to manage an unexpected expense, they should not be a long-term solution for financial issues. Be sure to understand the implications of not making payments on time.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Arab. At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan. Start your application today!
If you ever find yourself in a situation where you need access to cash but your next payday is too far away, cash advances could be a solution. Funding Zest can help you to get the cash you need quickly and easily, with no need to wait for your next payday. All you have to do is adjust the loan amount and repayment period sliders above, then click the “Get Started” button to begin your loan enquiry.
To be eligible for a cash advance from Funding Zest, customers must meet the following criteria; be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Bad credit is also considered.
The lender will arrange for repayments to be taken automatically from your bank account on a date you’ve both agreed upon. You’ll receive reminders in the days before the payment date so you’re never taken by surprise. Your loan will be paid off in monthly installments over a period of 1 to 60 months, depending on the size of your loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Arab, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Arab.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
