At Funding Zest, we can find the perfect payday loan to suit your needs, no matter where you are located in Athens. To help you through your financial difficulties, you can borrow anywhere from $100 to $35,000, and you can have your money in as little as one hour!
With Funding Zest, you can apply for a payday loan 100% online. It only takes a few minutes to complete the request form, and you’ll receive an instant decision. If approved, you could have the money in your account within one hour. A payday loan can be beneficial when you need to cover an unexpected expense, such as a vet bill, car repair, or home repair. However, it’s important to remember that a payday loan should not be used as a long-term financial solution. Be sure to understand the consequences of failing to make the payments.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Athens! At Funding Zest, we believe everyone should have the opportunity to rebuild their financial strength, regardless of their credit history. Don’t let a past financial mistake keep you from getting the help you need. Start your application today and get a stress-free payday loan!
If you ever find yourself in a situation where you need access to a quick injection of cash, a cash advance could be the solution you need. Funding Zest can help you to locate the right lender for your circumstances. All you have to do is adjust the sliders above to show how much you would like to borrow and how long for, then click the “Get Started” button to start your loan enquiry with us. Cash advances can help you to stay on top of unexpected bills and take control of your finances when you don’t have the option of waiting for your next payday.
To be eligible for a cash advance with Funding Zest, customers must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account, a steady income of at least $800 per month, and be able to make repayments. Even if you have bad credit, you can still be eligible for a cash advance with Funding Zest.
Your repayment schedule is determined by the lender and your agreed date for repayment will be taken from your bank account automatically each month. Before the payment is taken, you will receive reminders from the lender to ensure that there are no surprises. The repayment period can last from 1 to 60 months depending on the size of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Athens, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Athens.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
