If you’re in Auburn and you need a payday loan, Funding Zest can help you find the one that’s right for you. We offer loans ranging from $100 to $35,000, and you can have the money in your account in as little as an hour.
With Funding Zest, the payday loan process is 100% online, meaning you can get up to $35,000 quickly and easily from the comfort of your own home. All you have to do is complete the short request form and you will receive an instant decision. If approved, you can have the funds in your account within one hour. Payday loans are ideal for unexpected expenses such as a vet bill, car or house repair that can’t wait. However, they should not be seen as a long-term solution to financial problems. Before applying, make sure you understand the consequences of not paying back the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Auburn! At Funding Zest, we believe everyone should have the opportunity to rebuild their financial strength, regardless of their credit history. Don’t let a past financial mistake keep you from getting the help you need. Start your application today and get a stress-free payday loan!
If you ever find yourself in a financial pinch and need access to cash quickly, you may want to consider getting a cash advance. With Funding Zest, you can easily submit a loan request online to find the right short-term lender for you. All you have to do is adjust the sliders to indicate how much you want to borrow and for how long, then click the “Get Started” button to begin your loan enquiry with us. Cash advances can help you stay on top of unexpected bills and not let the restrictions of paydays get in the way.
To be eligible for a loan through Funding Zest, customers must be US citizens over 18 years of age with a live checking account to receive funds, a steady income of at least $800 per month, and able to make repayments. Even those with bad credit will be considered.
Your loan payments are automatically taken out of your bank account on a predetermined date that you have arranged with the lender. You will receive notifications prior to your repayment date to ensure you are not taken by surprise. Depending on the loan amount, you will be making payments each month for a duration of 1 to 60 months.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Auburn, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Auburn.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
