Are you located in Bessemer and in need of financial assistance? Funding Zest can help! Our payday loans range from $100 to $35,000 and can be delivered to you in as little as one hour. No matter your situation, we can find the best loan option to fit your needs.
At Funding Zest, our payday loan process is 100% online. You can get up to $35,000 from the comfort of your own home, with just a few clicks on your computer or tablet. The request form only takes a few minutes to complete, and you will receive an instant decision. If approved, the money could be in your account within one hour. A payday loan can be a great way to manage unexpected expenses, such as veterinarian bills, car repairs, or house repairs. It is important to remember that a payday loan should never be a long-term solution to a financial problem, and you should understand the consequences of failure to make payments.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Bessemer. Don’t let a past financial mistake keep you from rebuilding your financial strength. At Funding Zest, we accept people with all credit histories. Get started now and get a stress-free payday loan.
If you’re ever in a situation where you need cash quickly and don’t have the funds available, a cash advance may be an option. With Funding Zest, you can easily find the right short-term lender for you by using our panel of reputable providers. All you have to do is adjust the sliders above to show how much you would like to borrow and how long for, then click the “Get Started” button to start your loan enquiry with us. Cash advances can help you to stay on top of unexpected financial bills, giving you the control to not let the restrictions of paydays get in the way.
In order to be eligible for a cash advance through Funding Zest, customers must meet a set of eligibility criteria which includes being a US citizen, over 18 years of age, having a live checking account to receive the funds, having a steady income of at least $800 per month, and being able to make repayments. Even those with bad credit can be eligible for a cash advance, so customers should feel free to enter their details into our submission form and start their search for the best cash advance options today.
Your loan payments will be taken automatically from your bank account on an agreed-upon date. You will be sent notifications prior to the repayment date so you will always be prepared. The length of your repayment period will vary from 1 to 60 months depending on the amount of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Bessemer, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Bessemer.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
