At Funding Zest, we can help you find the best payday loan for your circumstances, wherever you are in Crossville. We offer loans ranging from $100 to $35,000, and you can get your money in as little as an hour!
With Funding Zest, you can get up to $35,000 in just a few minutes right from your home computer or tablet. All you have to do is complete the request form and you will receive an instant response. If approved, you could have the funds in your account within the hour. Payday loans can be extremely useful when dealing with unexpected expenses that can’t wait, such as a vet bill, car repair, or home maintenance. Though these loans can be a convenient solution, they should not be used as a long-term solution to a financial issue. Always be sure you understand the consequences of failing to pay back the loan on time.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Crossville! Funding Zest believes that everyone should have the opportunity to rebuild their financial strength, regardless of their credit history. Don’t let a past financial mistake keep you from getting the help you need. Start your application today and get a stress-free payday loan!
If you ever find yourself in need of cash unexpectedly and short on funds, cash advances can provide you with the help you need. With Funding Zest, you can quickly submit a loan request online to find the right lender for you, and get the cash you need when you need it.
To be eligible for a cash advance from our lenders, customers must be U.S. citizens, over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Bad credit is considered and customers can still be eligible for a cash advance. If you meet these eligibility criteria, start your search for a cash advance today by entering your details into our submission form.
Your loan will be collected from your bank account each month on a scheduled date that you and the lender have agreed upon. Prior to this date, you will be sent reminders to ensure there are no unexpected payments. Your loan will be paid off over a period of 1 to 60 months, depending on the size of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Crossville, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Crossville.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
