At Funding Zest, we make it easy for you to find the best payday loan for your needs, no matter where you are in Foley. With our help, you can access loans ranging from $100 to $35,000 in as little as one hour, so you can quickly get the financial relief you need.
The Funding Zest payday loan process is 100% online and can provide you with up to $35,000 in a matter of minutes. From the comfort of your own home, you can complete the request form with ease and receive an instant decision. If approved, the funds can be transferred to your account within an hour. While payday loans can help with sudden, unexpected expenses, such as a vet bill, car, or house repair, it is important to remember that it should not be a long term solution to a financial issue. You should be aware of the potential consequences of not paying back the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Foley! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you’re ever hit with an unexpected expense when you don’t have the cash, a cash advance may be the solution. With Funding Zest, you can easily submit a loan request online and find a reputable lender to provide you with the funds you need. All you have to do is adjust the sliders to show how much you’d like to borrow and for how long, then click the “Get Started” button to start your loan enquiry. Cash advances are often easier to get online than from a bank, so don’t let the restrictions of paydays keep you from taking control of your finances.
In order to be eligible for Funding Zest’s cash advances, customers must meet certain criteria. These criteria include being a US citizen over 18 years of age, having a live checking account to receive funds, having a steady income of at least $800 per month and the ability to make repayments. Even those with bad credit can still be eligible for cash advances with our lenders, so simply enter your details into our submission form and start your search for the best cash advance options for you today.
Your loan repayments are automatically withdrawn from your bank account on the scheduled date that you and your lender have agreed on. You will be sent reminders beforehand so you don’t have to worry about being surprised. Depending on the size of your loan, you will be making monthly repayments over a period of 1-60 months.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Foley, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Foley.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
