At Funding Zest, we can help you find the best payday loan for your needs regardless of your location in Gardendale. We offer loans between $100 and $35,000, and you could receive your funds within one hour! Let us help you in your time of financial need.
With Funding Zest, you can get a payday loan of up to $35,000 quickly and conveniently from the comfort of your own home. All you have to do is fill out the request form, and you’ll get an instant decision. If approved, the money could be in your account within one hour. Payday loans can be a great way to cover unexpected expenses such as vet bills, car repairs, or house repairs. However, it is important to understand that payday loans should not be used as a long-term solution to financial problems, and the consequences of not paying back the loan should be understood.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Gardendale. At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
When in need of cash, it can be hard to know where to turn. Fortunately, cash advances can provide you with the funds you need when you need them most. Applying for a cash advance online through Funding Zest can be quick and easy, allowing you to take control of your finances and not let the restrictions of paydays get in the way. Our panel of reputable providers can help you to find the right short-term lender for you. All you need to do is adjust the sliders to show how much you would like to borrow and how long for, and then click the “Get Started” button to start your loan enquiry.
In order to qualify for cash advances with Funding Zest, customers must meet a set of eligibility criteria that include being a US citizen over 18 years of age, having a live checking account to receive funds, a steady income of at least $800 per month, and the ability to make repayments. Even those with bad credit can still be eligible for cash advances, so start your search today by entering your details into our submission form.
Your loan repayments will be automatically taken from your bank account on the date you have agreed with the lender. You will be sent reminders in the days leading up to the repayment to make sure there are no surprises. You will need to make repayments each month, for a period of time lasting from 1 to 60 months, depending on the size of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Gardendale, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Gardendale.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
