At Funding Zest, we can help you find the perfect payday loan no matter where you are located in Haleyville. We can provide you with a loan ranging from $100 to $35,000, and you can expect to receive your funds in as little as one hour! So if you’re facing a financial emergency, let us help you today.
With Funding Zest, you can get up to $35,000 quickly and from the comfort of your own home. All you need to do is fill out the request form and you will receive an instant decision. If approved, you could have the money in your account within one hour. A payday loan may be a great solution if you have an unexpected expense that can’t wait. Common reasons people take out this type of loan include vet bills, car repairs, and house repairs. Remember, however, that a payday loan should not be a long term solution to a financial issue. Be sure to understand the potential consequences of not repaying the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Haleyville! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you are ever faced with an unexpected expense and are short on cash, cash advances may be a viable option. With the help of Funding Zest, it can be quick and easy to submit a loan request online and find a reputable short-term lender for you. All you have to do is adjust the sliders above to show how much you would like to borrow and for how long, then click the “Get Started” button. Cash advances can help you take control of your finances and not let the restrictions of paydays get in the way.
To be eligible for a cash advance with Funding Zest, customers must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Although bad credit is considered, customers must still be able to meet all of the above criteria to be eligible.
Your loan payments will be taken automatically from your bank account on the date that you and the lender have agreed upon. You will be sent notifications in the days prior to the payment to avoid any unexpected surprises. Repayments will be made every month for a period of 1 to 60 months, depending on the amount of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Haleyville, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Haleyville.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
