At Funding Zest, we can help you find the perfect payday loan for your needs, no matter where you live in Hartselle. We provide loans ranging from $100 to $35,000, and you can receive the funds in as little as one hour! So don’t hesitate – let us help you get through this financial crisis.
With Funding Zest, you can get up to $35,000 quickly and conveniently with their 100% online payday loan process. All you need is your computer or tablet and the comfort of your own home, as it takes just a few minutes to complete the request form. Upon approval, you could have the money in your account within one hour. A payday loan can be a great solution for unexpected expenses, such as a vet bill, car repair, or house repair, though it should not be used as a long term solution to a financial problem. It is important to understand the consequences of failing to pay back the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Hartselle. We understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. At Funding Zest, we accept people with all types of credit histories. Don’t miss out on this chance to get a stress-free payday loan – start today!
If you find yourself in need of cash with no immediate payday in sight, a cash advance may be the right solution for you. Funding Zest can help you find the right short-term lender to meet your needs, so you don’t have to worry about your finances getting away from you. Just adjust the sliders on our website to show how much you would like to borrow and for how long, and then click the “Get Started” button to start your loan enquiry. Applying online can be quick and easy, and cash advances are often easier to get online than from a bank.
In order to qualify for a cash advance from Funding Zest, customers must meet a few basic eligibility criteria. These include being a US citizen over 18 years of age, having a live checking account to receive funds, and having a steady income of at least $800 per month. Those with bad credit are still eligible and can begin their search for the best cash advance options by entering their details into our submission form.
Your loan repayments will be debited automatically from your bank account on a date that you and the lender have agreed to. You will receive reminders in advance so that you are not taken by surprise. The repayment schedule lasts between 1 and 60 months, depending on the amount of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Hartselle, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Hartselle.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
