At Funding Zest, we provide payday loans to customers in Huntsville, no matter where they are located. You can get up to $35,000 quickly and easily, with the funds potentially arriving in your account in as little as one hour! Borrow anywhere from $100 to $35,000 to help you out of a financial crisis.
With Funding Zest, the payday loan process is 100% online, allowing you to get up to $35,000 within a few minutes of completing the request form. An instant decision is provided, and if approved, the money could be in your account within an hour. Payday loans are helpful for facing unexpected expenses such as vet bills, car repairs, and house repairs, but they should not be used as a long-term solution. It is important to understand the potential consequences of not making payments.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Huntsville! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you ever find yourself in a situation where you need cash quickly, cash advances can help you stay on top of your finances. With Funding Zest, you can submit your loan request online quickly and easily to find the right short-term lender for you. All you need to do is adjust the sliders above to show how much you would like to borrow and how long for, then click the “Get Started” button to start your loan enquiry with us.
To be eligible for funding from Zest, customers must meet a set of criteria, including being a US citizen over 18 years of age, having a live checking account to receive funds, a steady income of at least $800 per month, and the ability to make repayments. Even those with bad credit can be considered for a cash advance, so simply enter your details into our submission form to find the best option for you.
Your lender will collect repayments automatically from your bank account on the date you have agreed upon. You will receive reminders prior to the repayment date so that you are not taken by surprise. Depending on the size of your loan, the repayments will be made on a monthly basis over a period of up to 60 months.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Huntsville, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Huntsville.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
