At Funding Zest, we can help you find the best payday loan to match your needs, no matter where you are located in Lafayette. From $100 to $35,000, you can receive the funds you need to get through a financial crisis quickly – in as little as one hour!
With Funding Zest, you can get a payday loan of up to $35,000 right from your computer or tablet, no matter where you are. The application process is fast and easy, and you’ll get an instant decision. If approved, the money could be in your account within an hour. Payday loans can help you cover an unexpected expense, such as a vet bill, car repair, or house repair. Keep in mind, however, that these loans should never be used as a long-term solution to financial issues. Also, be sure to understand the consequences of not paying back the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Lafayette! At Funding Zest, we believe everyone should have the opportunity to rebuild their financial strength, regardless of their credit history. Don’t let a past financial mistake keep you from getting the help you need. Start your application today and get a stress-free payday loan!
If you ever find yourself in need of cash, with no time to wait for your next payday, a cash advance can help. Funding Zest can help you to find the right short-term lender for you, so you can submit a loan request online quickly and easily. Get started with us today to take control of your finances and not let the restrictions of paydays get in the way.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Lafayette, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Lafayette.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
