At Funding Zest, we can help you find the best payday loan for your circumstances, no matter where you live in Piedmont. We offer loans ranging from $100 to $35,000, and you can get your money as fast as one hour! If you’re in a financial pinch, let us help you out.
The Funding Zest payday loan process is 100% online and makes it easy for you to receive up to $35,000 in a matter of minutes from the comfort of your own home. Once you submit your request form, you will receive an instant decision and, if approved, the money could be in your account within one hour. Payday loans can be a practical solution for covering sudden expenses, such as a vet bill, car repair, or home repair, but it should not be used as a long-term solution to a financial problem. Before taking out a loan, make sure you understand any possible consequences of failing to pay it back.
Even if you have been turned down by a bank due to bad credit, you can still get a payday loan in Piedmont. We understand that a past financial mistake may have damaged your credit rating, but we believe everyone deserves a chance to rebuild their financial strength. At Funding Zest, we accept people with all types of credit histories. Don’t miss out on this opportunity to get a stress-free payday loan – start today!
If you ever find yourself needing access to cash quickly and unexpectedly, cash advances can be a great way to help you stay in control of your finances. With Funding Zest, it’s easy to get started – just adjust the sliders to show how much you want to borrow and for how long, and then click the “Get Started” button to begin your loan enquiry.
To be eligible to use Funding Zest, customers must be US citizens and over 18 years of age with a live checking account to receive funds, a steady income of at least $800 per month, and be able to make repayments. Bad credit is also considered and customers can still be eligible for cash advances with our lenders.
Your loan repayments will be automatically taken from your bank account on a predetermined date that you and the lender have agreed upon. Prior to the repayment date, you will be sent reminders so that you are not surprised. The loan repayment period is between one and sixty months, depending on the amount of your loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Piedmont, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Piedmont.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
