At Funding Zest, we can help you find the perfect payday loan for your circumstances, regardless of your location in Prichard. We offer loans ranging from $100 to $35,000, and you can get your funds as soon as one hour! So don’t worry – Funding Zest has got you covered during your financial crisis.
The Funding Zest payday loan process is convenient, fast, and secure. It can be completed online in just minutes, and if approved, you could have the money in your account within an hour. This type of loan can be particularly helpful in covering unexpected expenses such as car repairs, vet bills, or home repairs. While it can be a useful short-term solution, it should not be used as a long-term fix for a financial issue. Before taking out a loan, please make sure you understand the consequences of failing to make a payment.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Prichard. We understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. At Funding Zest, we accept people with all types of credit histories. Don’t miss out on this chance to get a stress-free payday loan – start today!
If you ever find yourself short of cash and unable to wait for your next payday, a cash advance may be a viable option. With Funding Zest, you can easily submit a loan request online and find the right short-term lender for you through our panel of reputable providers. All you have to do is adjust the sliders to show how much you would like to borrow and for how long, and click the “Get Started” button to begin your loan enquiry. Cash advances can help you to stay on top of unexpected bills, letting you take control of your finances without the restrictions of paydays.
In order for customers to be eligible for a cash advance from Funding Zest, they must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Even those with bad credit may be approved, so customers should enter their details into our submission form to start their search for the best cash advance options available.
Your lender will collect repayments automatically from your bank account on a date that you have both agreed upon. You will receive reminders of the upcoming repayment in advance so that there are no surprises. Your loan repayment plan will span from 1 to 60 months, depending on the amount that you have borrowed.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Prichard, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Prichard.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
