If you’re in the Scottsboro area and in need of financial assistance, look no further than Funding Zest. They can help you find the perfect payday loan for your situation, ranging from $100 to $35,000. What’s more, the money may be sent to you in just one hour – perfect for those in a pinch!
At Funding Zest, you can conveniently and quickly get up to $35,000 in cash with just a few clicks of your computer or tablet. All you have to do is complete their request form and you will get an immediate decision. Upon approval, you could have the money in your account in as little as one hour. Payday loans can be a great way to cover sudden expenses, such as a vet bill, car or house repair, or any other unexpected costs. However, you should be aware that payday loans are not intended as a long term solution to a financial problem and that there may be consequences if you are unable to pay back the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Scottsboro! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you find yourself short on cash and in need of an unexpected expense, cash advances may be the solution. Through Funding Zest, you can easily submit a loan request online to find the right short-term lender for you. Simply adjust the sliders to indicate the amount you wish to borrow and the length of time, then click the “Get Started” button to begin your loan enquiry. Cash advances can help you take control of your finances without letting the limitations of paydays interfere.
To be eligible for a cash advance from Funding Zest, customers must meet a set of criteria; they must be a US citizen, over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Even those with bad credit may be eligible.
Your loan repayments are collected from your bank account on a date that you and the lender have agreed to. You will be sent reminders before the repayment date, so you won’t be surprised. The repayment period is monthly and can be between 1 and 60 months, depending on the amount of your loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Scottsboro, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Scottsboro.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
