At Funding Zest, we can help you find the best payday loan for your situation, no matter where you are in Spanish Fort. You can borrow anywhere from $100 to $35,000, and the funds can be sent to you in as little as an hour! Let us help you get through your financial difficulties.
With Funding Zest, you can apply for a payday loan of up to $35,000 directly from your computer or tablet in a few short minutes. You will get an instant decision and, if approved, the funds could be in your account within one hour. Payday loans can be helpful for dealing with unexpected expenses, such as veterinary bills, car repairs, or home repairs. It is important to remember, however, that a payday loan should not be used as a long-term solution to a financial issue; you should be aware of the consequences of not paying back the loan on time.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Spanish Fort! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you ever find yourself in a situation where you need money quickly, cash advances can provide a helpful solution. With Funding Zest, you can quickly and easily search for the ideal lender for you. All you need to do is use the sliders above to enter the amount you’d like to borrow and the length of time you’d like to take it over, then click the “Get Started” button to begin your loan enquiry. Cash advances can be a great way to stay on top of unexpected expenses, without having to wait until your next payday.
To be eligible for Funding Zest, customers must meet certain criteria which includes being a US citizen over 18 years of age, having a live checking account to receive funds, a steady income of at least $800 per month and the ability to make repayments. Even those with bad credit can still be considered for a cash advance, simply fill out our submission form to start your search for the best cash advance solution.
Your loan will be repaid each month, over a span of one to sixty months, depending on the amount you borrowed. You and the lender will decide when the payments will be taken out of your bank account automatically. You will receive reminders in advance of the payments so you are not caught off guard.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Spanish Fort, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Spanish Fort.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
