At Funding Zest, you can find the perfect payday loan for you, no matter where you are located in Tallassee. We offer loan amounts ranging from $100 to $35,000 and can get you the funds you need quickly – often within an hour. Let us help you in your time of financial need!
At Funding Zest, the payday loan process is 100% online and you can get up to $35,000 in just a few minutes from the comfort of your home or on your computer or tablet. Approved customers can often have their funds in their account within one hour. Payday loans can provide a fast and convenient solution for unexpected expenses, such as vet bills, car repairs, or house repairs. However, payday loans should never be used as a long-term financial solution and it is important to understand the potential consequences of not making payments.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Tallassee. We understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. At Funding Zest, we accept people with all types of credit histories. Don’t miss out on this chance to get a stress-free payday loan – start today!
If you find yourself in a situation where you need cash quickly, a cash advance may be a viable option. At Funding Zest, we provide access to a panel of reputable providers who may be able to offer you the cash you need when you need it. You can easily submit your loan request online with us, and our sliders make it simple to adjust how much you’d like to borrow and how long for. Find the right short-term lender today and take control of your finances.
To be eligible for a cash advance with Funding Zest, customers must meet the eligibility criteria which includes being a US citizen, over 18 years of age, having a live checking account to receive funds, having a steady income of at least $800 per month, and being able to make repayments. Bad credit is also considered for eligibility. Customers interested in applying for a cash advance should enter their details into our submission form to start their search for the best cash advance options for them.
Your loan repayments are collected from your bank account automatically on the date that you and your lender have agreed on. Before each repayment, you will be sent reminders so that you are not taken by surprise. These payments will be made each month over a period of up to 60 months, depending on the loan amount.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Tallassee, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Tallassee.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
