At Funding Zest, we can help you find the best payday loan for your circumstances, wherever you are located in Albertville. You could borrow amounts ranging from $100 up to $35,000, and the money could be with you within just one hour!
With Funding Zest, you can apply for a payday loan from the comfort of your own home in just a few minutes. You’ll receive an immediate decision and, if approved, the money could be in your account within one hour. Payday loans can be an excellent option for covering unexpected expenses, such as a vet bill, car or home repair. However, it’s important to remember that payday loans should not be used as a long-term solution and that there can be consequences if you fail to pay.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Albertville! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you find yourself in need of cash unexpectedly, a cash advance might be a viable option. Funding Zest can help you get access to the funds you need with a simple online loan request. You just need to adjust the sliders to show how much you would like to borrow and for how long, then click the “Get Started” button to kickstart your loan enquiry. As cash advances are typically easier to get online than from a bank, you could have the funds you need in no time.
In order to be eligible for cash advances with Funding Zest, customers must meet certain criteria. This includes being a US citizen and over 18 years of age, having a live checking account to receive funds, having a steady income of at least $800 per month, and being able to make repayments. Even those with bad credit can be eligible, so don’t hesitate to submit your details into our submission form and start your search for the best cash advance options today.
Your loan repayments are automatically taken from your bank account on the date you agreed with the lender. You’ll receive reminders prior to the repayment date, so there won’t be any surprises. The period of repayment is 1 to 60 months, depending on the size of your loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Albertville, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Albertville.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
