At Funding Zest, we will help you find the perfect payday loan for your situation no matter where you are in Anniston. You can borrow from $100 to $35,000 and the money can be sent to you quickly, sometimes even within an hour!
With Funding Zest, you can get up to $35,000 in one hour from the comfort of your own home. All you need to do is complete the request form and receive an instant decision. Payday loans can be helpful for when you come across an expense that cannot wait, such as a vet bill, car repair, or house repair. However, it is important to remember that payday loans should not be used as a long-term solution to financial issues, and the consequences of not paying must be taken into consideration.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Anniston. At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you ever find yourself in need of cash but don’t have the funds to cover an unexpected expense, a cash advance may be the solution you need. With the help of Funding Zest, you can easily submit a loan request online and find the right short-term lender for you from our panel of reputable providers. All you have to do is adjust the sliders to show how much you would like to borrow and how long for, then click the “Get Started” button to begin your loan enquiry. Cash advances can help you stay on top of bills and take control of your finances, so don’t let the restrictions of paydays get in the way.
To be eligible for a cash advance with Funding Zest, customers must be US citizens who are at least 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Even those with bad credit can be eligible for cash advances with our lenders, so don’t hesitate to enter your details into our submission form and start your search for the best cash advance options for you today.
Your loan repayments will be taken automatically from your bank account on a date you have previously agreed to with the lender. You will be reminded of the upcoming payment in advance so you won’t be taken off guard. The length of the repayment plan can range from 1 to 60 months, depending on the loan amount.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Anniston, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Anniston.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
