At Funding Zest, we can help you find the ideal payday loan to fit your needs, no matter where you are located in Helena. With our assistance, you can borrow from $100 to $35,000 to get you through any financial difficulty you may be facing. Moreover, the money can even be sent to your account in just an hour!
The Funding Zest payday loan process is entirely online, allowing you to get up to $35,000 quickly and conveniently from the comfort of your own home. All you need is a computer or tablet to fill out the request form, which shouldn’t take more than a few minutes. After that, you’ll get an instant decision. If approved, the money can be in your account within one hour.
These types of loans can be helpful when you’re facing an unexpected expense that can’t wait. Common causes include vet bills, car repairs, or house repairs. However, payday loans should not be used as a long term solution to a financial problem. Make sure to understand the potential consequences if you do not make the payments
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Helena. At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan. Start your application today!
If you find yourself in need of cash but short on funds, cash advances may be the solution you’re looking for. Funding Zest can help you to find the right short-term lender; simply adjust the sliders above to show how much you would like to borrow and how long for, then click the “Get Started” button to start your loan enquiry with us. Submitting a loan request online can be quick and easy to complete, and cash advances can be easier to get online than getting a loan from a bank. This way, you can stay on top of unexpected bills and take control of your finances without the restrictions of paydays.
To be eligible for a cash advance with Funding Zest, you must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Even if you have bad credit, you can still be eligible for a cash advance with our lenders so don’t hesitate to try!
Your loan repayments will be automatically withdrawn from your bank account on a predetermined date that you and your lender have agreed upon. You will be sent notifications in the days leading up to the payment to avoid any unexpected surprises. The duration of your loan repayment is between 1 and 60 months, depending on the amount of your loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Helena, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Helena.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
