At Funding Zest, we can help you find the ideal payday loan to meet your needs, no matter where you are located in Northport. We offer loans ranging from $100 to $35,000, and you can receive the money you need within an hour!
At Funding Zest, you can get up to $35,000 quickly and conveniently. All you need to do is fill out a request form, and you will receive an instant decision. If approved, the money could be in your account within an hour. Payday loans can be useful when you’re faced with an unexpected expense, such as a vet bill, car repair, or house repair. However, it’s important to remember that payday loans should not be used as a long-term financial solution and that you should understand the consequences of not repaying the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Northport! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you’re ever in need of cash and your next payday is too far away, a cash advance could be the answer. With Funding Zest, you can quickly and easily submit a loan request online and get matched with a short-term lender that suits your needs. All you need to do is adjust the sliders to show how much you’d like to borrow and how long for, and click the “Get Started” button. Our panel of reputable providers can help you find the right cash advance for you, so you can take control of your finances and get the money you need now.
In order to qualify for Funding Zest, customers must meet a set of eligibility criteria, which include requirements such as being a US citizen, being over 18 years of age, having a live checking account to receive funds, a steady income of at least $800 per month and the ability to make repayments. Even those with bad credit can be eligible for cash advances, so all you need to do is enter your details into our submission form and start your search for the best cash advance options for you today.
Your loan repayments will be taken automatically from your bank account on the date that you and the lender have agreed upon. You will be reminded via email or text in the days leading up to the payment, so you will never be caught off guard. The length of your loan repayment plan can range from one to sixty months, depending on the size of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Northport, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Northport.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
