At Funding Zest, we can help you find the best payday loan for your individual needs – no matter where you are located in Robertsdale. Our loans range from $100 to $35,000 and you can receive the funds quickly, in as little as one hour!
With Funding Zest, you can get a payday loan of up to $35,000 with just a few clicks from your computer or tablet, from the comfort of your own home. It only takes a few minutes to fill out the request form, and you will receive an instant decision. If approved, you could have the money in your account within one hour. Although payday loans can be helpful in covering unexpected costs like vet bills, car repairs, and house repairs, they should never be a long-term solution to financial problems. It’s important to understand the potential consequences of not paying off a payday loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Robertsdale! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t hesitate to get started today and get a stress-free payday loan!
If you ever find yourself in a financial spot and need access to cash quickly, a cash advance could be the solution. With Funding Zest, you can submit a loan request online in a few simple steps, while being connected to a panel of reputable short-term lenders. This way, you can take control of your finances and get the money you need, when you need it.
To be eligible for funding from Zest, customers must be US citizens over 18 years of age with a live checking account, a steady income of at least $800 per month, and the ability to make repayments. Despite having bad credit, customers can still be eligible for cash advances. To take advantage of our services, customers can enter their details into our submission form in order to find the best cash advance option for them.
Your loan repayments will be taken automatically from your bank account on the date that you and the lender have agreed upon. In the days prior to the payment, you will receive reminders so you won’t be caught off guard. The length of your repayment period is based on the size of the loan and can range from one to sixty months.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Robertsdale, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Robertsdale.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
