At Funding Zest, we can help you find the best payday loan for your needs, wherever you are located in Saraland. Our services can provide you with a loan of up to $35,000, and you can receive the funds within just one hour! Let us help you through this financial crisis.
With Funding Zest, you can get up to $35,000 in a matter of minutes. The application process is 100% online and can be completed from the comfort of your own home. Once your request form is submitted, you will receive an instant decision on your loan. If approved, you can have the money in your account within an hour.
Payday loans are a great way to cover an unexpected expense that can’t wait. Common reasons people take out a loan include veterinary bills, car repairs, and house repairs. While payday loans can be helpful, they should not be used as a long-term solution to financial problems. It is important to understand the consequences of not making payments on time.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Saraland. At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t hesitate to get started today and get a stress-free payday loan.
If you ever find yourself needing a cash advance when short on cash, Funding Zest can help you find the right lender for your circumstances. With our panel of reputable providers, you can submit a loan request online quickly and easily, to get access to the cash you need when you need it. Just adjust the sliders above to show the amount you’d like to borrow and the length of time, then click the “Get Started” button to begin your loan enquiry.
To be eligible for a loan through Funding Zest, you must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month and be able to make repayments. Even those with bad credit can be eligible for cash advances with our lenders, so you can begin your search for the best cash advance options for you today simply by entering your details into our submission form.
Your payments will be taken automatically from your bank account on the date arranged with your lender. You will receive reminders in advance of your payment so there are no unexpected surprises. Your loan will be paid off in 1 – 60 months, depending on the amount of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Saraland, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Saraland.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
