Are you in a financial crisis in Tuscaloosa? Funding Zest can help! We can locate the best payday loan to fit your needs, and you can borrow anywhere from $100 to $35,000. Plus, the funds can be sent to you in as little as one hour!
At Funding Zest, you can get up to $35,000 in as little as one hour when you apply for a payday loan online. All you need is a computer or tablet and to complete the request form. Once you submit the form, you will get an instant decision. Although payday loans can be useful for handling unexpected expenses, such as vet bills, car repairs, and house repairs, they should not be used as a long-term solution to a financial issue. Before taking out a payday loan, make sure to understand the potential consequences of not paying it back.
Don’t let bad credit stop you from getting a payday loan in Tuscaloosa! Even if you’ve been rejected by a bank due to your credit score, Funding Zest is here to help. We understand that past financial mistakes can damage your credit, but we believe everyone deserves a chance to rebuild their financial stability. Get started now and get a stress-free payday loan!
If you ever find yourself in a situation where you need money fast and don’t have the means to get it, a cash advance can be a great option. With Funding Zest, you can fill out a loan request quickly and easily online. Our panel of reputable providers will help you find the right short-term lender for you. Just adjust the sliders to show how much you need to borrow and for how long, and then click the “Get Started” button to submit your loan enquiry. Cash advances can help you stay on top of unexpected bills and take control of your finances, without having to wait for your next payday.
To be eligible for funding, customers must meet a set of criteria, which includes being a US citizen over 18 years of age, having a live checking account to receive funds, a steady income of at least $800 per month, and being able to make repayments. Bad credit is also considered.
Your loan repayments will be collected automatically from your bank account on the date that you and the lender have agreed upon. You will be sent reminders prior to the repayment date so that you are not taken by surprise. Depending on the size of your loan, your repayments will be spread out over a period of 1 to 60 months.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Tuscaloosa, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Tuscaloosa.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
