Arrange Florida Payday Loans With Funding Zest from the Panhandle to Key West

Whether you are in Orlando, Miami or any other location in Florida, Funding Zest can help you find the most suitable payday loans in Florida to match your financial needs!

Borrow anything from $100 to $35,000 and cover emergency expenses; apply today and you could receive the funds within an hour!

Funding Zest Can Find the Right
Payday Loans in Florida For YOU

Almost everyone needs help with finances at some point and Funding Zest can help you there. It’s quick and it’s simple. Use our online platform from anywhere in Florida. Send your loan inquiry today and find out if you get your loan in just a few minutes.

Am I Eligible For A Payday Loan In Florida? 

To qualify for a payday loan in Florida you must:

  • Be a US resident
  • Be 18 years old or over
  • Be able to demonstrate a monthly income of at least $800
  • Have an existing active checking account

Are Payday Loans Legal In Florida?

Payday loans are legal in Florida however there is a maximum limit on the loan amount of $500. For loan terms, payday loans in Florida have a minimum period of 7 days and a maximum of 31 days. The maximum charge for payday loans, according to state law in Florida, is 10% for every $100 plus fees; the cap on APR is 304%.

In addition, Florida law states that rollovers for payday loans are not permitted and that borrowers are only entitled to take out one loan at any given time.

Should I Take Out A Florida Payday Loan? 

A Florida payday loan with Funding Zest could be a good option if you need to cover unexpected costs before your next paycheck. We can get you access to funds in less than sixty minutes once your application has been approved.

If you are looking to fund something other than emergency payments, a payday loan is probably not the right option for you. Payday loans should only ever be used to borrow small amounts on a short-term basis.

For borrowers who are unsure about whether or not they would benefit from a Florida payday loan, it is always recommended to carefully read the terms and conditions. Always explore other options before embarking on taking out a payday loan.


4 Steps to Money In Your Bank

apply now

Have Your
Details Ready

Help your application for payday loans in Florida go as quickly as possible. Get your basic info ready – job, income, bank details, SSN, or other i.d.

easy loans online

Fast, Simple
 All Online

Our 100% online loan application takes under 5 minutes. We’ll give you an instant decision online. Use your phone, laptop, or tablet. Apply in your pajamas if you like!

loans great pairings


As a broker, Funding Zest swiftly pairs you with just the right lender most likely to give you loan approval with favorable terms for your financial situation.

find best loans online

in Your Bank

You’ll get an instant decision online. If your loan is approved, your new lender could send money to your bank by the next business day.

online payday loan

How Fast Can I Get A Payday Loan?

Fill out our application without leaving your sofa! The process is completely online meaning that you can go from application to approval at the touch of a button.

Answer a few simple questions as part of the application process and receive a decision about your loan application in a matter of minutes. If your application is approved, you could even receive the funds on the same day, directly into your bank account.

What Is The Process To Request A Loan In Florida?

To start your application, fill in our online form and provide us with basic information including your name and your monthly income. You will also need to tell us how much you want to borrow and for how long.

Same Day Loan

Can I Get A Florida Payday Loan If I Have A Bad Credit Rating?

If you have bad credit, you could still be eligible for a payday loan in Florida. At Funding Zest we believe in second chances; even if you have been turned down for a loan or credit in the past, you could still get a loan with us. We work with a number of lenders who specialize in loans for those with bad credit.

Where Can I Find a Funding Zest Payday Loan In Florida?

Apalachicola Bartow Belle Glade Boca Raton Bradenton Cape Coral Clearwater Cocoa Beach Cocoa-Rockledge Coral Gables Daytona Beach De Land Deerfield Beach Delray Beach Fernandina Beach
Fort Lauderdale Fort Myers Fort Pierce Fort Walton Beach Gainesville Hallandale Beach Hialeah Hollywood Homestead Jacksonville Key West Lake City Lake Wales Lakeland Largo
Melbourne Miami Miami Beach Naples New Smyrna Beach Ocala Orlando Ormond Beach Palatka Palm Bay Palm Beach Panama City Pensacola Pompano Beach
Saint Augustine Saint Petersburg Sanford Sarasota Sebring Tallahassee Tampa Tarpon Springs Titusville Venice West Palm Beach White Springs Winter Haven Winter Park

Start your application with Funding Zest and we can find you a lender to suit your payday loan needs. Everything is online meaning you don’t even need to leave your sofa! Our application process is quick and easy meaning that you can do the application from your mobile, laptop or tablet and receive a decision in less than 5 minutes.

Here at Funding Zest, we know that timing is everything. This is why we make the process as quick and easy as possible. Fill in an application today and, if successful, you could receive funds in a matter of hours.

FAQs | Payday Loans in Florida

Funding Zest believes in second chances. That means that even if you have been rejected for a loan in the past, you could be eligible for a loan with us. We work with a range of lenders including lenders who specialize in borrowers with poor credit scores.

Payday loan amounts with Funding Zest range from $100 to $35,000 although Florida state law prohibits loans of more than $500.

Borrowers can repay in 1 month all the way up to 60 months in equal monthly installments to stretch out their repayments.

Make sure that you are very aware of the consequences of not repaying. If you are unable to pay back your loan on time, there could be extra interest accrued. In addition, your credit score would go down and possibly harm your chances of getting a future loan.

You can always repay early if you would like to. If you do, you can save on interest.

It is free to submit a payday loan request in Alabama using Funding Zest’s online application service. We receive a commission from your lender if you successfully receive your loan.

Funding Zest considers no credit check loans, but a credit check is automatically carried out for all borrowers.

Funding Zest is a broker. We pair you with one of our experienced lenders in Alabama with favorable terms that suit your needs.