Get Your Same Day Loan
with Funding Zest Today!
$100 up to $35,000
For Just A Couple Months

Need cash fast? Funding Zest is ready to lend you a hand… and some money – from $100 up to $35,000. Apply for your same day loan using our super simple online application.
Your instant decision pops up onscreen. Money could be in your bank on the same day. Try it for FREE.

Arranging Your
Same Day Loan
Is Easy Peasy

Instead of applying at a store, apply online. Use Funding Zest’s quick and simple online application. In five minutes, you can have an answer. 

Funding Zest automatically sends your application to multiple lenders at once so it all happens quite fast. But, if you went to a payday loan store (and some states have lots and lots of them) you could stand in line and wait to get your answer back, possibly getting turned down. Then you move on to the next store.

Not with Funding Zest. We’re 100% online so you don’t need to go anywhere to apply.

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What Is A Same Day Loan? 

As the name says you get your loan on the same day you apply. At Funding Zest, we make it simple. Once we receive your application, we match you up with a lender that we think will give you the best rates and be able to extend you the loan you need. Sometimes, you can have your money in an hour or at least by the next working day. 

This type of loan is a same-day loan. They’re used for several different kinds of financial emergencies. Maybe your car breaks down or your boiler stops working or there’s a roof leak. Or, worse still, you have a medical emergency. This is the main purpose of a same-day loan  This temporary funding can help get you to the next paycheck. 

Speed Up Your Same Day Loan 

Our process is so fast we can’t speed it up but you can! Use these top tips to get your same-day loan FAST

  • Make sure your information is accurate 
  • Apply from 9 a.m. – 5 p.m. – Monday to Friday
  • Avoid weekends and holidays. 
  • Borrow only the amount that you need – smaller amounts can be better
  • Check your credit score for Free before applying. It’s better to have a good or fair one
  • Keep your phone handy after you apply in case there are follow-up questions. 
  • Use an online platform instead of a store. 

Can I Really Get a Same Day Loan with Funding Zest?

Yes, it is possible to get a loan on the same day you apply. Sometimes you can even get the funds within a few hours of being approved. If you need money for an emergency, this is the perfect solution. 

For years and years, Funding Zest has worked with lenders across the US. Below they share their top tips on what to do to make sure your same-day loan goes through. 

same day loan

Get Your Same Day Loan in 3 Simple Steps

payday loans online

Choose

Which type of loan is right for you? Payday, emergency, or installments. Funding Zest has them all.

quick cash loans

Apply Online

Use Funding Zest’s 100% online application for a simple, speedy instant decision.

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Money in the Bank

If your application is approved your lender will send funds to your bank within one working day!

Same Day Loan

How Can I Get Ready For My Same Day Loan Application?

Yes! Have all your basic information ready before you begin – such as:

  • Amount you want to borrow 
  • How many months you want to have that money for
  • Full accurate name 
  • Birthdate
  • Job status (full or part-time)
  • How much you make each month
  • Contact details so that the lenders we pair you with can reach you (i.e. phone number and email address)

These are pretty basic factors but so important. You may be asked to give other information. This depends on the lender and what type of loan you’re going for. If you want to keep the loan process moving along, stay by your phone. 

Things NOT to Do – Never ask for a loan for someone else and never give false information. Don’t use someone else’s name and then give your cell number and email address. Doing this will get you kicked out of the loan process and possibly blackballed for future loan submissions. 

What Are Same Day Loans? 

As the name says you get your loan on the same day you apply. At Funding Zest, we make it simple. Once we receive your application, we match you up with a lender that we think will give you the best rates and be able to extend you the loan you need. Sometimes, you can have your money in an hour or at least by the next working day. 

 

Why Would I Need a Same Day Loan?

Life can throw us financial surprises like when the car breaks down, your roof needs to be repaired or you have a medical bill. In that case you need cash… FAST.

This type of loan is a same-day loan. They’re used for several different kinds of financial emergencies. Maybe your car breaks down or your boiler stops working or there’s a roof leak. Or, worse still, you have a medical emergency. This is the main purpose of a same-day loan. It will help you out when you have an unexpected emergency. This temporary funding can help get you to the next paycheck. 

emergency funds

Am I Eligible For A
Same Day Loan? 

There are certain eligibility requirements that you must meet. We’re not singling you out. Every borrower must meet these requirements to apply.

You must:

  • Be 18 or over
  • Have a steady job
  • Be a full-time US resident
  • Have a monthly income of at least $800
  • Be able to repay your loan

Payday Loans | FAQs

If you have a bad credit score, don’t worry – you can still get a payday loan!

With Funding Zest, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Funding Zest, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age, and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Funding Zest will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes! Funding Zest is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.