Apply for Emergency Cash Loans
from Funding Zest Today!

Do you have an emergency financial situation and need money quickly? Funding Zest can help YOU arrange emergency cash loans from $100 to $35,000 that you can apply for online and receive an instant decision. It’s super simple and FREE to apply. Your funds could land in your bank in an hour or by the next working day.

It’s a Great Day To Get an Emergency Cash Loan from Funding Zest

If you need an emergency cash loan, Funding Zest knows what works. A fast and simplified application process, swift approvals, and favorable terms with quick funding. That’s how we help you with your emergencies.

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Which type of loan is right for you? Payday, emergency, or installments. Funding Zest has them all.

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Apply Online

Use Funding Zest’s 100% online application for a simple, speedy instant decision.


Money in the Bank

If your application is approved your lender will send funds to your bank within one working day!

What Is An Emergency Cash Loan?
Is One Right For Me?

If you’re having a financial emergency and you need funds urgently, an emergency cash loan could be just what you need.

If you’re in an unavoidable situation and can’t make it to the next paycheck, but those unforeseen bills need to be paid now, this could be perfect.

Experian suggests that an emergency cash loan could be possible through family and friends. These could have no credit check and very flexible terms.  But, beware, borrowing from those near and dear to us could have pitfalls.  

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emergency cash loans

What Can My Emergency Cash Be Used For?

Emergency cash can be used for many different situations. It works when urgent circumstances have arisen that you did not foresee and that can’t be covered right now with the funds you have available. 

For example, use them for medical bills, rent, utility or other common bills. Or if you need to pay for repairs on your car or house this works. These are situations that can come out of nowhere and are unexpected. 

So an emergency cash loan provides temporary relief to get you through to your next paycheck. It’s important to remember not to take out a loan like this unless you have a solid repayment plan in mind.  


Do Payday Loans Work as Emergency Cash Loans?

Yes, payday loans can fit the bill when you need to cover an emergency expenditure. Payday Loans give you the temporary funds to make it to the next payday. These are generally short-term loans and are paid back in a lump sum after a month or so. Although there are other options with longer payment schedules. 

Why Get My Emergency Cash Loan From Funding Zest? 

Funding Zest does not charge any fees for connecting you with potential lenders. We work hard to find the right lenders for our borrowers in an emergency cash situation. You can find loans of up to $35,000 easily and quickly. Our partners are reviewed and vetted and uphold all standards. So, if you find yourself in a temporary financial emergency and need a quick turnaround, explore Funding Zest’s lending options today. 

Use our super-simplified online form to get an instant decision and we will help you find the emergency cash loans to fit your needs.

How Much Money Will you Need?

Think about how much money it will take to cover your emergency and get you to the next paycheck. Try to be as accurate as possible. It’s important to not over-borrow. Doing this can cost you more money in interest. Plus, it could be harder to pay back. 


Get Ready for Your Loan Application

We know you’re in a hurry. It’s an emergency, right? So, if you’re prepared it will help your chance of the process going smoothly and as fast as possible. 

Here’s what you do…

Have the correct details ready to input during the process. Also, oftentimes lenders have follow-up questions and need more information so keep your phone handy. 

Here’s what you’ll need to input, or know when applying for an emergency cash loan with Funding Zest:

  • Details of your valid checking account
  • How much you make (keep a pay stub handy)
  • Your job status (full or part-time) 
  • The amount of money you want to borrow
  • How long you’ll need the money
  • Phone number
  • Your email address
  • Driver’s license or state ID 

Get this information ready when you apply online. That way the process goes as smoothly. Then you’ll have your approval and funds as quickly as possible!

If I Have Bad Credit, Can I Take Out An Emergency Cash Loan?

Definitely apply even if you suspect you have bad credit. We have lenders who work with borrowers who have less than perfect credit scores. They take other things into account, such as employment status, income, and the amount you’ve asked to borrow.

So, submit your application even if you’ve been turned down for a loan by a bank. Apply for your emergency cash loan and we will do our best to find a lender that you can work with – one that can get the cash to you that you need in your emergency situation.

But… Are You Eligible for a Fast Cash Loan?

There are eligibility criteria for anyone taking out an emergency cash loan. This is true for almost all loans. There are certain criteria you have to meet to be eligible.

You must… 

  • Be a full-time US resident
  • Be over 18 years old
  • Have a bank account where your lender can deposit your funds
  • Have steady employment and make at least $800 per month 
  • Must be able to repay the loan

Ready To Search For Emergency Cash Loans?

Get a Funding Zest loan to escape your financial emergency.


Click any of our ‘Apply Now’ buttons and apply for FREE.

Get emergency cash loans in one hour. If you have an emergency financial situation and pressing bills or expenses and you need money quickly, Funding Zest is here to help. We have loans from $100 to $35,000 that you can apply for online and could even receive your funds in an hour.

Payday Loans | FAQs

Funding Zest will consider your no credit check loan application, but a credit check is automatically carried out for all borrowers.

Payday loan amounts with Funding Zest range from $100 to $35,000.

You can set up a repayment schedule that pays off your loan in 1 month all the way up to 60 months in equal monthly installments to stretch out your repayments.

You can always repay early if you would like to. If you do, you can save on interest.

Yes! Try it for FREE.  We never charge a fee for pairing you with the best lender for your financial situation. We do receive a commission from your lender once they’ve successfully delivered your loan to you.

Funding Zest will consider all credit histories.

Our lending partners will almost always carry out a credit check. This helps them determine if you are eligible for a cash advance. Credit checks are used to make sure that you can afford loans that are personal or unsecured. Such as a cash advance. If you are declined by one partner because of your credit score, there are others that we work with that are willing to look at loans for people with bad credit.

Sometimes loans are offered that don’t require a credit check and instead use collateral against the loan, such as a car or property to help you borrow money, like a Title Loan.

Funding Zest is a broker meaning that we pair you with the best lenders for your financial needs.