At Funding Zest, we can help you find the best payday loan for your needs, wherever you are located in Atmore. We offer loans ranging from $100 to $35,000, and you can receive the funds in as little as one hour! Let us help you during your financial emergency.
At Funding Zest, the payday loan process is 100% online, making it easy and convenient to get up to $35,000 in just minutes. All you need is a computer or tablet and you can apply right from the comfort of your own home. You’ll receive an instant decision and, if approved, your money could be in your account within an hour. Payday loans can be a helpful solution when you need to cover an unexpected expense, like a vet bill, car repair, or house repair. However, it’s important to note that these types of loans should never be used as a long-term fix to a financial problem. You should understand the potential consequences of not making payments before you take out the loan.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Atmore! Don’t let a past financial mistake keep you from rebuilding your financial strength. At Funding Zest, we accept people with all credit histories. Get started today and get a stress-free payday loan!
If you ever find yourself in need of cash when you’re short on funds, a cash advance may be a viable option. By submitting a loan request online, it can be quick and easy to get access to the cash you need when you need it. Funding Zest can help you to find the right short-term lender for you through our panel of reputable providers. All you need to do is adjust the sliders above to show how much you would like to borrow and how long for, then click the “Get Started” button to start your loan enquiry with us.
To be eligible for a loan through Funding Zest, customers must meet the following criteria: be a US citizen, be over 18 years of age, have a live checking account to receive funds, have a steady income of at least $800 per month, and be able to make repayments. Even those with bad credit can be considered for a cash advance. Start your search today by entering your details into our submission form!
Your loan repayments are taken from your bank account on a pre-arranged date. You will receive reminders prior to the payment date so you won’t be taken by surprise. Your loan will be paid back in installments over the course of 1-60 months, depending on the loan amount.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Atmore, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Atmore.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
