At Funding Zest, you can find the perfect payday loan that fits your needs, no matter where you are based in Enterprise. You can borrow from $100 up to $35,000, and the money can be sent to you in as little as one hour to help you through your financial difficulties.
At Funding Zest, the payday loan process is 100% online. You can get up to $35,000 in just a few minutes — all from the comfort of your own home or device. Once you submit your request, you’ll get an instant decision. If approved, the money could be in your account within an hour.
Payday loans can be helpful in covering unexpected expenses, such as a vet bill, car repair, or house repair. However, you should be aware that a payday loan should not be used as a long-term solution to a financial problem. You should also understand the consequences of not making timely payments.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Enterprise! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan today!
If you ever find yourself in a situation where you need quick access to cash, a cash advance may be an option for you. Funding Zest can help you to find a reputable lender to get the cash you need. With a simple loan request online, you can get the money you need in a flash. Our panel of lenders can provide you with the cash you need and the repayment timeline that works for you. Don’t let unexpected expenses prevent you from getting the financial help you need – explore cash advances and the options Funding Zest has to offer.
To be eligible for a loan with Funding Zest, customers must meet a set of criteria, including being a US citizen over 18 years of age, having a live checking account to receive funds, a steady income of at least $800 per month, and being able to make repayments. Even those with bad credit may be eligible for cash advances with our lenders, so take the first step and submit your details on our website today.
Your lender will collect payments automatically from your bank account on a date that you have both agreed upon. You will be reminded of the payment prior to it being taken out so there won’t be any shocks. Your loan will be paid off over 1 to 60 months, depending on the amount of money borrowed.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Enterprise, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Enterprise.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
