At Funding Zest, we can help you find the perfect payday loan for your needs, no matter where you live in Fayette. We offer loans ranging from $100 up to $35,000 and the money can be sent to you in as little as an hour!
At Funding Zest, you can get up to $35,000 with minimal effort. All you have to do is fill out the request form in a few minutes, and you’ll receive an instant decision. If approved, the money can be deposited into your account in as little as one hour, allowing you to quickly cover unexpected expenses such as vet bills, car repairs, or home repairs. Although a payday loan can be helpful in a pinch, it should not be used as a long-term solution for financial problems. Before taking out a loan, you should make sure to understand the consequences of not paying it back.
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Fayette! Funding Zest believes that everyone should have the opportunity to rebuild their financial strength, regardless of their credit history. Don’t let a past financial mistake keep you from getting the help you need. Start your application today and get a stress-free payday loan!
If you ever find yourself in need of quick cash, a cash advance may be the right option for you. Funding Zest can help you to find a lender that can provide you with the funds you need when you need it. Simply adjust the sliders to show how much you would like to borrow and how long for, then click the “Get Started” button to start your loan enquiry. Cash advances are known to be easier to get online than getting a loan from a bank, so take control of your finances and don’t let the restrictions of paydays get in the way.
To be eligible for Funding Zest, customers must meet the necessary criteria, which includes being a US citizen over 18 years of age, having a live checking account to receive funds, having a steady income of at least $800 per month, and being able to make repayments. Even those with bad credit can still be eligible for cash advances with our lenders – simply enter your details into our submission form and start your search for the best cash advance options for you today.
Your loan payments will be automatically withdrawn from your bank account on the date you agreed to with the lender. You will receive reminders before each payment is due so you will not be surprised. The length of your loan can range from one to sixty months, depending on the size of the loan.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Fayette, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Fayette.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
Copyright © 2022 Funding Zest. All Rights Reserved
Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
