At Funding Zest, we have the ability to find the best payday loan for your circumstances, no matter where you live in Eufaula. We provide loans ranging from $100 to $35,000, and the money can be sent to you in as little as an hour! So don’t worry – we’re here to help you during your financial hardship.
With Funding Zest, the payday loan process is quick and easy, allowing you to get up to $35,000 directly from your computer or tablet in the comfort of your own home. It only takes a few minutes to complete the request form and you will get an instant decision. Should you be approved, the money can be in your account within one hour. Payday loans can be beneficial when you need to cover an unforeseen expense and can’t wait till your next paycheck. Some of the most common reasons people take out these loans are for vet bills, car repairs, and home repairs. However, payday loans should not be used as a long-term solution to a financial problem. Make sure you understand the consequences of failing
Even if you have been turned down by a bank due to bad credit, you can still find a payday loan in Eufaula! At Funding Zest, we understand that a past financial mistake may have damaged your credit rating, but we believe everyone should have the opportunity to rebuild their financial strength. We accept people with all credit histories, so don’t let your credit score stop you from getting a stress-free payday loan. Get started today!
In times of financial need, a cash advance can be a great way to take back control. If you find yourself short on cash with an unexpected expense to pay, submit a loan request with Funding Zest today and see how we can help.
When you come up against an unexpected expense and are short on cash, a cash advance can be a helpful solution. At Funding Zest, we make it easy to find a reputable provider who can give you the money you need when you need it, to be paid back at a later date. You can submit a loan request online quickly and easily, and it is often easier to get a cash advance online than from a bank. We can help you to adjust the loan amount and length
In order to access the cash advance services provided by Funding Zest, customers must meet a set of eligibility criteria. These include being a US citizen, over 18 years of age, having a live checking account to receive funds, having a steady income of at least $800 per month, and being able to make repayments. Even those with bad credit can still be eligible for cash advances, allowing customers to enter their details into our submission form and begin their search for the best cash advance option for them today.
Repayments for your loan will be taken directly from your bank account on a predetermined date that you and the lender have agreed upon. You will receive reminders prior to the repayment date so that you will not be caught off guard. The repayment period for the loan is between 1 and 60 months, depending on the amount of money you borrowed.
| Law Status | Legal |
| Minimum Loan Amount | None |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 10 days |
| Maximum Loan Term | 31 days |
| Maximum APR | 456%* |
| Additional Fees | Not specified |
| Non Sufficient Fund Fee (NSF) | $30 |
| Number of loans at the same time | No limit, but the total outstanding loan amount cannot exceed $500 |
| Cooling off period | Next business day after repayment |
| Rollover | 1 |
| Penalties for default | Prohibited unless check returned due to closed account |
If you borrow the maximum amount in Eufaula, Alabama, ($500) and borrow it for the maximum term (31 Days) and you get the maximum APR rate (456%) the total cost to repay would be $576.85. This is $76.85 in interest and a monthly interest rate of 38%.
If you apply during regular business hours, Monday to Friday, 9-5 then you could get the money in your account the same day, next day or even the next business day. Make sure you apply during business hours in Eufaula.
When you pay off your current payday loan in full, you may be offered the choice to renew it. Your lender will usually perform a set of assessments to determine how much you’re eligible to borrow and whether a payday loan is still a suitable option for you. These evaluations may result in a rejection, an offer for a lesser or similar amount, or possibly a significantly higher amount if you’ve established a reliable relationship with the lender.
Although all payday lenders conduct credit checks, some loan providers also take into account your overall income when determining your eligibility for a loan. This means that individuals with lower credit scores may still have the opportunity to secure financing.
The payments for your loan will be automatically collected using an ACH authorization system, which deducts the repayment amount from your account on the scheduled date. You don’t need to make a manual repayment or phone calls because this process is designed to be fully automated.
All you need to ensure is that you have sufficient funds available in your account on the scheduled repayment date. However, if you prefer, you can still make a manual repayment or even pay off your loan early by calling the lender or accessing the account section of their website.
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Tel: 1-855-884-6510
Email: info@fundingzest.com
Address: 7072 Cedarwood Dr.
Los Angeles, CA 90006, United States
